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Accountancy is a provision of service. We believe it should be transparent and fairly priced.
We are available to help you through every step that you require us to.
Astute Solutions Cost Saving Tips
We've dealt with a large number of financial issues. Before ever considering making an investment it is always desirable to manage your cost base. They are some basic tools to help our clients, which as food and fuel inflation look likely to continue for the foreseeable future, should be given some attention.
Bank statement review - Look at your statements regularly as there are often payments made for services you no longer use.
Insurances - Re-quote your insurance annually. Most insurers tempt customers with good rates and then use inertia to make money from their products.
Food Shopping - Nearly 30% of all food purchases are thrown away. If you are unable to resist the deals on offer in the supermarket, use Internet shopping.
Utility Bills - review the offers available from utility companies regularly. Whenever you receive a notification of price change you should re-quote your utilities as any lock in periods cease the moment prices change. Similarly to insurers, large utilities use inertia to make money.
Cable/Satellite TV - Always check your package of products. Most providers use discounts to entice customers. If you don't use the product, have them remove it from the package.
Heating Systems - Timings on heating and water should be checked quarterly and thermostats adjusted to reflect the seasons. 25% of all heating is on empty homes.
Vehicle Fuel - 25% of all fuel is also wasted. Anticipatory driving should be used to avoid excessive braking.
Compulsive purchases - Shopping is not a hobby. You go shopping to buy the things you need, not to get the things you want. Walk away from an unplanned purchase, usually with five minutes reflection you'll change you mind on the purchase.
Short term debt - Short term debt is nothing short of indentured servitude. Repayment of short term debt will yield better returns than almost any other investment.
The average UK family would be £4,000 per year better off, if they regularly completed the above tasks.
The equivalent of a £6,000 pay raise for one weeks work.
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